MicroDebt AI automates the entire collection cycle for lenders, fintechs and payment operators — from debtor risk scoring to personalised reminders and reporting. No setup fees, no subscriptions: a success fee on every euro recovered.
Book a demoEstimate recoveryBuilt for high-volume, low-ticket debts where manual collection never pays off.
AI-driven multi-channel outreach (email, SMS, messaging) with optimal timing, tone and payment links — running 24/7.
Every account scored on propensity to pay, so strategy adapts: soft nudges, payment plans or escalation.
Real-time dashboards: recovery rates, cohort curves, channel performance, cost per recovered euro.
Upload portfolios by CSV or connect via API to your core lending, billing or payment systems.
Contact-frequency limits, opt-outs, quiet hours and full audit trail, configurable per jurisdiction.
You pay a percentage of what's actually recovered. Zero recovery, zero fee.
From upload to cash in days, not months.
Upload overdue accounts or sync via API.
AI evaluates each debtor's risk and best strategy.
Automated, personalised reminders and payment options.
Track results live and receive funds with transparent fees.
Indicative only — actual results depend on portfolio quality and age.
No subscription. No setup fee. Illustrative rates — final terms per portfolio.
Tell us about your volumes and we'll run a pilot analysis.